Don’t let an unexpected illness hinder the life you’ve built.
A critical illness such as a heart attack, stroke or major organ failure can impact anyone, from the least health-conscious to the most fit. Every 34 seconds, someone has a heart-related event, and every 40 seconds, another person has a stroke.1 Heredity and lifestyle affect your risk factors, but even if you’re in perfect health, life can change in an instant.
When a critical illness strikes, major expenses often follow. Health insurance may cover some of your medical costs, but not everything. In addition to your day-to-day bills, you could incur costs for treatment and recovery, such as:
Deductibles and co-pays
Expenses related to out-of-network treatment and additional medical procedures, such as angioplasty and pacemaker implantation
Travel, lodging and meals during treatment
Lifestyle changes that may lead to better health, such as gym memberships and smoking cessation programs
Rehabilitation and home health services
Plus, if you have to take a leave of absence or reduce your work schedule to care for yourself or others, expenses and debt can add up quickly. That’s where critical illness insurance can help. With a financial safety net in place, you can rest assured that a sudden illness won’t jeopardize your finances.